Become a Coupon Queen- D.I.Y Sundays

What are Coupons? 


 A coupon is a voucher, ticket, or document that can be exchanged for a financial discount or rebate when purchasing a product. A coupon will feature a specific savings amount or other special offer to persuade consumers to purchase specific goods or services or to purchase from specific retailers. 


 Where are coupons found?


 Coupons are often widely distributed through mail, magazines, newspapers, the Internet, directly from the retailer, and mobile devices such as cell phones. 




 Why Use Coupons? 


 This one is a no- brainer. Couponing turns your money into a rubber band. You can use less money to purchase the things you want. You get more bang for your buck. 




 Now you can become a coupon QUEEN:




 Afullcup.com 


Coupons Deals fullcup Forums: You can find sections for all the major stores including CVS, Rite Aid, Walgreens, Walmart, Target, as well as tons of grocery stores. You can discuss deals, coupons, and even everyday life. Coupon Database: Coupons from all sources and details can be found here. Coupon Trading: Need a coupon or have a coupon you won't use. Trade the coupons you won't use for the ones you need or want. This offers pays out per each USA unique click

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CellFire Coupons




CellFire Coupons users can add coupons right to the stores grocery savings card. Stores Cellfire currently works with: Baker's City Market Dillons Fry's Gerbes Hilander JayC King Soopers Kroger Owen's Pay Less QFC Ralphs Scott's Smith's Carrs Dominick's Genuardi's Pavilions Randall's Safeway Tom Thumb Vons ShopRite.


   




Free Coupon Alerts


Free Coupon Alerts is always updating with the latest coupons available online. They cover Printable Coupons, E-coupons and much more. Don't Miss a Coupon again with Free Coupon Alerts.


 




 Free Flys - Free Coupons and Free Samples Two words- free samples. Who doesn't love free samples?




   




 RedPlum.com 


Use RedPlum.com you can Print Free Grocery Coupons! RedPlum.com provides free online printable coupons to users




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 Sunday Coupon Preview


 Sunday Coupon Preview helps you to save more on your weekly grocery trips by giving you a preview of coupons coming out in the next Sunday's paper.




   




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Resource Site: 
http://en.wikipedia.org/wiki/Coupon 
http://retail.about.com/od/glossary/g/coupon.htm

Managing Stress - DIY Sundays

We need some amount of stress in our daily lives to motivate us. However, being too stress can be detrimental to our health.  Some of the physical symptoms of stress includes: headaches, upset stomach, elevated blood pressure, chest pain and problems sleeping. 

If you can’t change the stressor, change yourself. You can adapt to stressful situations and regain your sense of control by changing your expectations and attitude.

Here are some stress management strategies: 

• Reframe problems. 

Try to view stressful situations from a more positive perspective. Rather than fuming about a traffic jam, look at it as an opportunity to pause and regroup, listen to your favorite radio station, or enjoy some alone time.

• Look at the big picture. 

Take perspective of the stressful situation. Ask yourself how important it will be in the long run. Will it matter in a month? A year? Is it really worth getting upset over? If the answer is no, focus your time and energy elsewhere.

• Adjust your standards. 

Perfectionism is a major source of avoidable stress. Stop setting yourself up for failure by demanding perfection. Set reasonable standards for yourself and others, and learn to be okay with “good enough.”

• Focus on the positive.

When stress is getting you down, take a moment to reflect on all the things you appreciate in your life, including your own positive qualities and gifts. This simple strategy can help you keep things in perspective.

Resource Site: 

http://www.webmd.com

Ways to Save Money in the New Year

The New Year has come and Christmas has gone.  All the parties are over; the decorations are coming down.  What to do now? For some of us,  we find that the New Year is seeing us with a lot less money than last year. It is a matter of fact that the world's economy is  causing all the watch the pennies.  We often hear about budgeting but budgeting can take you only so far. I applaud those persons who can consistently stick to their budget. But for most of us, budgeting is a never ending battle between common sense and human desires. For others, there is just not enough money to budget with.  Therefore, I wanted to focus on some lifestyle choices we can make to help us save money.

Swap Babysitting with Neighbours and Friends


I love this idea. Instead of paying someone to babysit. You can swap babysitting with neighbours and friends. This way you are sure your child is secure while your out. You can take turns to baby sit.

Review Your Selection of Clothes

It is a common trend to hear persons say they have anything to wear. For some, this might be true ;but for others it is far from it. I suggest you go through your closet and review your clothing collection. After doing so, you will have an idea of the pieces of clothing you own. Also, you are able to mix and match pieces that can be used to create new outfits. 


Start a Backyard Garden



Not everyone has a green thumb. However, if you do; this is a great way to exercise and save money. You can grew your own herbs, tomatoes, lettuce and the list goes on. You can even get the kids to help.


Prepare Meals at Home

This is said so often that we should all know this at by heart. However, there are persons like me; who (for one reason or another) find it difficult to scheduled the time to prepare meals at home. 

Solutions:
pre-season meats on the weekend
find easy meal ideas
cook in bulk, package and refrigerate for use at a later date. 

Consolidate your student loans

This was very helpful for me. I was able to cut my student loan payments buy consolidating my student loans. This can be applied to other loans as well. There is no use burning your head in the sand go in and meet with your lending agency.

Use the Library


When was the last time you went to the library? Using the library is a cheaper alternative to buying books and magazines. It might seem like a drop in the bucket but every penny adds up.


Do It Yourself


There are so many things that we pay to get done that we can do ourselves. It is just crazy when you think about it. There are also so many things that we can make for example: beauty treatments, jams, cleaners, etc.