Sunday, January 8, 2012

Watching The Dollars and Cents - D.I.Y Sundays


The New Year has come and Christmas has gone.  All the parties are over; the decorations are coming down.  What to do now? For some of us,  we find that the New Year is seeing us with a lot less money than last year. It is a matter of fact that the world's economy is  causing all the watch the pennies.  We often hear about budgeting but budgeting can take you only so far. I applaud those persons who can consistently stick to their budget. But for most of us, budgeting is a never ending battle between common sense and human desires. For others, there is just not enough money to budget with.  Therefore, I wanted to focus on some lifestyle choices we can make to help us save money.












Swap Babysitting with Neighbours and Friends


I love this idea. Instead of paying someone to babysit. You can swap babysitting with neighbours and friends. This way you are sure your child is secure while your out. You can take turns to baby sit.

Review Your Selection of Clothes

It is a common trend to hear persons say they have anything to wear. For some, this might be true ;but for others it is far from it. I suggest you go through your closet and review your clothing collection. After doing so, you will have an idea of the pieces of clothing you own. Also, you are able to mix and match pieces that can be used to create new outfits. 


Start a Backyard Garden



Not everyone has a green thumb. However, if you do; this is a great way to exercise and save money. You can grew your own herbs, tomatoes, lettuce and the list goes on. You can even get the kids to help.


Prepare Meals at Home


This is said so often that we should all know this at by heart. However, there are persons like me; who (for one reason or another) find it difficult to scheduled the time to prepare meals at home. 

Solutions:
pre-season meats on the weekend
find easy meal ideas
cook in bulk, package and refrigerate for use at a later date. 

Consolidate your student loans

This was very helpful for me. I was able to cut my student loan payments buy consolidating my student loans. This can be applied to other loans as well. There is no use burning your head in the sand go in and meet with your lending agency.

Use the Library


When was the last time you went to the library? Using the library is a cheaper alternative to buying books and magazines. It might seem like a drop in the bucket but every penny adds up.


Do It Yourself


There are so many things that we pay to get done that we can do ourselves. It is just crazy when you think about it. There are also so many things that we can make for example: beauty treatments, jams, cleaners, etc.  



7 comments:

  1. I don't see anything wrong with these suggestions...hope all will take note! Thanks for sharing ...
    good ideas! Have a good week!
    Hugs, Loretta

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  2. Very nicely said. I know that there are a lot of times where I know that I can easily cook something and save money but am too lazy to do it. I also know that I could do some things myself without having to pay for it. It would put more money in my pocket at the end of the day.

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  3. Here from MBC:
    I do a lot of DYI in my designs and truthfully they come out better than If I had purchased the items.

    great tips!

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  4. I love the library!The only books I buy are for the kids, and then I only buy the ones that I think will become treasures and part of our family memories. Half the time we fell in love with those books after repeatedly checking them out from our local branch.
    Thanks for sharing the ideas!

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  5. Hello, How are you? I stopped by from the Alexa Hop on Mommies Point of View and your blog is so cute and full of such usefull info.

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  6. Thank you for the useful tips. I need to establish changes to help us save more. BTW, I am a new follower from the Alexa hop. I look forward to our keeping in touch; please hop on over to Mother Baby Child to follow through my GFC and at the social networks (Twitter, Facebook, YouTube and Google +) listed on my blog. We can do Alexa reviews for one another if you would like. Just let me know :) Hugs & Blessings.

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  7. great tips! everyone should try to follow at least one. new follower through the take of tuesday's blog hop. hope you'll get a chance to stop by my blog and follow back if you like it.

    jen
    www.blogparent.blogspot.com
    The Antics of An Autism Mom

    ReplyDelete

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